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406.551.6021

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Best Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Best Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Best Insurance before making a decision.

Our Location

Best Insurance

337 1st Ave East
Kalispell, MT 59901
Main office: 406-551-6021

Our Providers

I received a quick quote and they found the BEST policy for my needs. The staff is great and very helpful and friendly. I will recommend to all my friends and family. Thank you very much Best Ins.
Tony D
When I first came to Best Insurance, I was greeted with a friendly smile and the staff were eager to help me. They simplified my all my insurance needs. They asked all the right questions and discovered ways to save me more money on my existing policies, and got me into a package that was affordable and met my needs. I will definitely continue to use them in the future and have already recommended them to my friends and family.
Chris
Since being with Best Insurance, our customer service hasbeen so greatly improved. The staff is extremely knowledgeable and helpful. Kevin is an agent that actually works for the customer. I thought those days were gone. Its really refreshing to find an agent that actually gives superior customer service.
Linda
Just opened the acct. today but have been well taken care of. Kevin is very friendly and professional.
Wayne
Kevin was and is great to work with I called for a quote and he got back to me quickly. He was a gentlemen and so glad to be working with him. Kindness and efficiency go along way in my book.
McKenzie
A friend had told me about Best Insurance and then I heard an advertisement on the radio and decided to call. The agent, Robert, was very informative and knowledgeable over the phone and happened to be available to meet with me. He spent a few hours going over different plans and policies with me which allowed me to better make a decision. I had found the process of choosing individual health insurance both stressful and overwhelming, however, Robert was extremely understanding and seemed to keep my best interests in mind. I feel very satisfied in my choice of insurance after all of Roberts time and efforts to advise me in my decision. Ive already directed my family to your companies way as well. I really appreciate Robert and Best Insurance for all the professionalism I received and plan to continue my business with these people. Thanks for everything.
Brittney