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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Best Insurance, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Best Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Best Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Best Insurance

337 1st Ave East
Kalispell, MT 59901
Main office: 406-551-6021

Our Providers

I received a quick quote and they found the BEST policy for my needs. The staff is great and very helpful and friendly. I will recommend to all my friends and family. Thank you very much Best Ins.
Tony D
When I first came to Best Insurance, I was greeted with a friendly smile and the staff were eager to help me. They simplified my all my insurance needs. They asked all the right questions and discovered ways to save me more money on my existing policies, and got me into a package that was affordable and met my needs. I will definitely continue to use them in the future and have already recommended them to my friends and family.
Chris
Since being with Best Insurance, our customer service hasbeen so greatly improved. The staff is extremely knowledgeable and helpful. Kevin is an agent that actually works for the customer. I thought those days were gone. Its really refreshing to find an agent that actually gives superior customer service.
Linda
Just opened the acct. today but have been well taken care of. Kevin is very friendly and professional.
Wayne
Kevin was and is great to work with I called for a quote and he got back to me quickly. He was a gentlemen and so glad to be working with him. Kindness and efficiency go along way in my book.
McKenzie
A friend had told me about Best Insurance and then I heard an advertisement on the radio and decided to call. The agent, Robert, was very informative and knowledgeable over the phone and happened to be available to meet with me. He spent a few hours going over different plans and policies with me which allowed me to better make a decision. I had found the process of choosing individual health insurance both stressful and overwhelming, however, Robert was extremely understanding and seemed to keep my best interests in mind. I feel very satisfied in my choice of insurance after all of Roberts time and efforts to advise me in my decision. Ive already directed my family to your companies way as well. I really appreciate Robert and Best Insurance for all the professionalism I received and plan to continue my business with these people. Thanks for everything.
Brittney